Deposit rates effective June 11, 2024 - All rates quoted are subject to change at any time.


See our Certificate of Deposit Specials CD Specials


 
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Account Type Interest Rate Annual Percentage Yield (APY)
Online account opening temporarily unavailable.
5 Year Certificate of Deposit* .80% .80%
4 Year Certificate of Deposit*
.70% .70%
3 Year Certificate of Deposit*
.65% .65%
2 Year Certificate of Deposit*
.60% .60%
18 Month Certificate of Deposit*
.55% .55%
1 Year Certificate of Deposit*

Daily balance $1,000.00 - $99,999.99

Daily balance $100,000.00 and over


.50%

3.93%


.50%

4.00%





6 Month Certificate of Deposit*
2.00% 2.02%
3 Month Certificate of Deposit*
.10% .10%
IRA Certificates of Deposit  
available in all CD terms



Statement Savings Account**
Minimum balance to open - $10.00
Minimum balance to obtain A.P.Y. - $100.00
.05% .05%

Young Savers Club Account**
Minimum balance to open - $1.00  

.05% .05%
All Purpose Club Account
Minimum balance to obtain A.P.Y. - $20.00
.10% .10%
N.O.W Checking**
Minimum balance to open - $100.00
Minimum balance to obtain A.P.Y. - $500.00

.05% .05%
GO Checking
Minimum balance to open - $10.00
Certain qualifications apply - learn more about GO Checking
+ Blended A.P.Y. depending on account balance


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If qualifications ARE met - Daily balances up to $10,000.00 2.00% 2.02%
If qualifications ARE met - Daily balances over $10,000.00

(only on the portion of balance over $10,000.00)
.25% 2.02% to .25% +
If qualifications ARE NOT met (base rate) .05% .05%
GO Checking Plus (with GO Savings)
Minimum balance to open - $10.00
Certain qualifications apply - learn more about GO Checking Plus
+ Blended A.P.Y. depending on account balance


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If qualifications ARE met - Daily balances up to $10,000.00
2.00% 2.00%
If qualifications ARE met - Daily balances over $10,000.00

(only on the portion of balance over$10,000.00)
.25% 2.00% to .25% +

If qualifications ARE NOT met (base rate)
.05% .05%
GO Savings
Minimum balance to open - $10.00
Certain qualifications apply  - learn more about GO Savings
+ Blended A.P.Y. depending on account balance


Learn More
If qualifications ARE met - Daily balances up to $25,000.00
.75% .75%
If qualifications ARE met - Daily balances over $25,000.00

(only on the portion of balance over $25,000.00)
.25% .75% - .25% +
If qualifications ARE NOT met (base rate)
.05% .05%
Golden Guaranty Checking**
Minimum balance to open - $10
.05% .05%
Health Savings Accounts / HSA Checking**
No minimum balance to open



Daily balance $10,000.00 & over .35% .35%
Daily balance $5,000.00 - $9,999.99
.20% .20%

Daily balance $1,000.00 - $4,999.99 .10% .10%

Daily balance up to - $999.99
.05% .05%

HI-FI Account (Money Market)** 
Minimum balance to open and obtain A.P.Y. - $1,000.00



Daily balance $10,000.00 & over
.25% .25%
Daily balance $6,000.00 - $9,999.99 .05% .05%

Daily balance $1,000.00 - $5,999.99 .05% .05%

Guaranty Select Money Market** 
Minimum balance to open and obtain A.P.Y. - $1,000.00



Daily balance $500,000.00 & over
1.00%
1.00%
Daily balance $250,000.00 - $499,999.99
.85%
.85%
Daily balance $100,000.00 - $249,999.99 .65% .65%

Daily balance $50,000.00 - $99,999.99 .35% .35%

Daily balance $25,000.00 - $49,999.99 .25% .25%

Daily balance $1,000.00 - $24,999.99 .10% .10%

* Minimum balance to open - $1,000.00, unless otherwise stated

** The rates may change after the account is opened and fees could reduce the earning on the account.


Unless otherwise stated above, there is no minimum balance needed to obtain APY.

A substantial penalty may be imposed for early withdrawals on certificates of deposit.


Ask about our Jumbo Certificate of Deposit rates!