Certificates of Deposit*

A safe investment with a guaranteed rate of return, Certificates of Deposit at Woodsville Guaranty Savings Bank are available in terms of 3 months, 6 months, 1 year, 18 months, 2 years, 3 years, 4 years, and 5 years. Choose the term that meets your short or long-range goals.

Minimum balance to open is $1,000. Minimum balance to earn interest is $0. No monthly service charge. 

Check Rates 


Individual Retirement Accounts* (IRAs)

Same terms as above, with no minimum balance to open. In-person application required for IRAs. 

At this time, online account opening is not available for IRA accounts. To open an IRA, call or visit one of our banking offices to get started. 

Check Rates


*Interest is paid and compounded monthly using the average daily balance method. Penalty may be assessed for early withdrawal.


Find out how you can have your deposits FDIC insured above $250,000 with IntraFi® Network Deposits