Here are our “Favorites” for young people who want to get started with Woodsville Guaranty Savings Bank.

To open an account for a minor, see our Important Documentation page for details about what to bring when you visit the bank.


Choose the account that meets your needs and lifestyle for spending and saving.

Classic Guaranty Account

  • Our easiest checking account. $10.00 minimum balance to open, free eStatements (or $3 paper Statement Fee applies), unlimited check writing, debit or ATM card available.
  • Learn more about Personal Checking.

GO Cash Back

  • Free checking that pays you back! $10.00 minimum to open, cash back, and unlimited ATM fee refunds*.
*Qualifications, limits, and other requirements apply. Learn more about GO Cash Back Checking.

Teens, visit any office of WGSB with a parent or guardian to open an account today!


Young Savers Club Account

The perfect way to save for young people up to the age of 18. Open with just $1.00, no monthly fee, and interest paid on the entire balance. See other savings options.


VISA Limited Access Debit Card*

Having a debit card makes it easy to pay for gas, pizza with friends, online subscriptions, or anything else you need to buy on the go, with the amount of the purchase deducted directly from your checking account. For those customers under 18, our Visa® Limited Access Debit Card allows you to pay for those purchases around town, online, and anywhere VISA is accepted.

VISA Check Debit Card*

Standard Visa® Check debit cards are available for customers over 18.

*A Limited Access Card is available for customers under the age of 18 and can be opened in the account holder’s name with approval and signature from a parent or legal guardian (a Limited Access Debit Card can be converted to a standard debit card when the account holder turns 18). Standard debit cards are available for those 18+.


Don’t have your card with you? Use your phone! Enjoy all the benefits of your WGSB debit card with your phone's mobile wallet app - Apple Pay®, Samsung Pay®, or Google Pay®.
Logos of Apple Pay, Samsung Pay, and Google Pay services.
Simply open the mobile wallet app on your mobile device and add your WGSB debit card. Learn more about WalletPay.

24 Hour Banking

Online & Mobile Banking

Check your balances, review transactions, make transfers, set savings and budget plans, and more, from anywhere, at any time! Plus…with Mobile Banking, you can make deposits too! 
Important: the endorsement on a check deposited using WGSB’s Mobile Deposit service must include the words “For Mobile Deposit Only”.
Learn more about online banking.

Get started today! Visit the app store on your mobile device and search 'WGSB'.


Save paper, help the environment, and cut down on unnecessary mail and clutter with eStatements. eStatements are free (a $3 paper statement fee applies with Classic Guaranty Checking) and easy to view anytime through GOLD internet banking*.

*You must be enrolled in GOLD and have a valid email address to receive and see your eStatements. If a minor does not have a valid email address, the parent or legal guardian’s email, or the email that was used to enroll in GOLD, can be used. The first time you log in to GOLD, an eStatements Enrollment prompt will automatically appear. You may also enroll in eStatements any time through the 'Options' page within GOLD. Learn more about eStatements.