Protect your business from check and ACH debit fraud.

Did you know that check fraud is still the most common type of all bank fraud? It may be difficult to tell the difference between an authentic check and a counterfeit. The only person who knows for sure is you. WGSB’s Positive Pay solution can provide you with a way to defend yourself against check fraud and unauthorized ACH transactions.

What is Positive Pay?

Positive Pay is a fraud-prevention tool offered through WGSB’s suite of cash management services that helps mitigate unauthorized transactions and streamlines account reconciliation.

How does it work?

  • You provide WGSB with a file of issued checks and/or set up rules for authorized ACH debits.
  • We verify daily transactions based on your submitted check list and the ACH rules put in place.
  • We let you know if an item doesn't match your check list or the ACH rules. 
  • You are then given the opportunity to refuse a check or ACH transaction before it is paid.

Positive Pay is the best defense for your business against fraud. 


For questions or additional information please contact:

Jennifer Hall | AVP/ Treasury Management Officer

NMLS# 1428623
10 Pleasant Street, Woodsville, NH 03785
Direct: 603-747-4262  Main: 800-564-2735