Ready to buy or build a home? Is it time to renovate or add-on to your current home? Whatever your goal, Woodsville Guaranty Savings Bank is here to help. 

Mortgage Center - Open 24/7

Visit Woodsville Guaranty Savings Bank’s online Mortgage Center to check rates, compare payments, options, and closing costs, and apply online. You can complete an application at your convenience, any time of the day or night. Once you do, one of our experienced lenders will work directly with you, to get you through the mortgage process easily.

Free pre-qualifications!

Get started anytime at WGSB’s online Mortgage Center or contact us today. 

Mortgage Center

Residential Mortgage Loans

We have a variety of fixed and adjustable rate loan programs, with down payment and payment options to make your dream home affordable and a dream come true. The best part? Our lenders have the special training and expertise to offer you a wide range of financing options and flexibility in designing a mortgage loan that’s best for you.

Check rates and apply online at the Mortgage Center or, go to Forms and Applications to print the necessary documents or contact us to discuss. 

First Time Homebuyers' Loan Programs

We're here to help make that first big step into homeownership a little easier. Participants are encouraged to enroll in a special one-session workshop within the area to learn more about the process of buying, financing, and owning a home, the importance of good credit, developing and sticking to a savings and budget plan, and more. Upon completion, you'll receive a certificate for a reduction in closing costs when you finance your home purchase with WGSB, and we'll help you choose a loan product that's just right for your needs and budget.

Apply online at the Mortgage Center, go to Forms and Applications to print the necessary documents, or contact us.


Buying or refinancing a home that needs immediate improvements?  You may be able to finance up to an additional $35,000 into your mortgage to make fixes or improvements to your owner-occupied primary residence.  Funds can be used for kitchen, bathroom, flooring, or system upgrades, the installation of a new roof, septic, or well, the repair or replacement of decking, driveways, and walkways, and more!

Home Equity Loans

If you're a homeowner, you've worked hard to build the equity in your home. Woodsville Guaranty Savings Bank can show you how to take advantage of that equity to get the money you need to make home improvements, make a large purchase, pay for college expenses, consolidate higher interest debt, or make funds available to you 'just in case'.

Let us help you put the equity in your home to work for you! Go to Forms & Applications to print the necessary documents or contact us to discuss.