Woodsville Guaranty Savings Bank specializes in serving the credit needs of local businesses, organizations, and communities. Whether you need a short term or long-term solution, our lenders deliver the personal service, expertise, and products to help you reach your goals, including:

  • Term Loans
  • Commercial Real Estate Loans
  • Agricultural Loans
  • Lines of Credit
  • Participation in large commercial and community development projects
  • Small Business Administration (SBA) Loans
  • Letters of Credit

Let's talk!

Contact a member of our commercial lending team. Meet them.


WGSB is proud to be an SBA Preferred Lender. 

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Get the equipment you want…without exhausting your working capital. We have the experience and resources to help you acquire everything from construction or manufacturing equipment to office equipment.

Real Estate

Three of the most valuable assets your business can have-location, location, location.

At Woodsville Guaranty Savings Bank, we understand the challenges of finding and financing all kinds of business properties-for all kinds of businesses. Our lending team is experienced in both traditional and alternate financing options available to secure the financing your business needs.


Once you've purchased the right piece of commercial property-whether for your first business or as part of an expansion - Woodsville Guaranty Savings Bank can provide the financing for new construction or renovation of an existing facility.

Business Assets

Are your funds tied up in inventory and receivables?

Woodsville Guaranty Savings Bank can provide your business with needed working capital that's based on the value of your business' assets.

Lines of Credit

This short term resource can help you meet seasonal cash flow needs. Borrow only what you need for working capital, only when you need it. As the amount is repaid, funds become available from which you can borrow again.

Letters of Credit

For regional use, Woodsville Guaranty Savings Bank can provide a Letter of Credit which guarantees your payment. Use a Letter of Credit to build new vendor relationships and expedite delivery of necessary inventory or supplies.

Special Loan Programs

Sometimes, traditional loan options just can't satisfy all the needs of a new or expanding business. That's why the commercial lending team at Woodsville Guaranty Savings Bank works closely with several local, state, and federal agencies that provide alternative financing options and loan guarantees. 

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