At Woodsville Guaranty Savings Bank, we are very proud of the contributions we make to our communities and the products and services we provide to customers of all income levels. Because of this, compliance with the Community Reinvestment Act (CRA) is something we take very seriously. 

In accordance with the Federal Deposit Insurance Corporation’s CRA regulation, Woodsville Guaranty Savings Bank is required to maintain and, upon request, make available for public inspection, our complete CRA Public File. Our public file is available for viewing on this website. Any branch can also provide this material in print upon request. If you have questions about this material, please contact Wendy S. Hazlett, Vice President/Compliance Officer through this website or by calling 603-747-2735.


Community Reinvestment Act Notices


Public Comments

No comments received at this time.


FDIC CRA Performance Evaluation

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Branch & ATM Locations, Hours & Services

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WGSB Products & Services

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Schedule of Fees

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Assessment Area

Following are descriptions of the bank's assessment area as it relates to CRA. Descriptions are provided in both list and map formats.

View List


New Hampshire Maps

Vermont Maps


Loan to Deposit Ratios

Quarter | Loan-to-Deposit Ratio

3/31/16: 102.23%

6/30/16: 105.00%

9/30/16: 105.59%

12/31/16: 101.01%


CRA Public File - All Documents

View and print the entire WGSB CRA Public File here (51 pages).

View entire file


Picture of a happy senior couple, talking and laughing while enjoying breakfast

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