Free checking with cash back!

GO Cash Back is a free checking account, but that's only the beginning. This account pays 2.00% cash back on your debit card purchases, up to $6 per month ($72 per year), and pays you back for ATM withdrawal fees nationwide, just for meeting a few monthly things you're probably doing already! Make shopping even more fun with GO Cash Back.

Choose GO Cash Back Checking if you want: 

  • Free checking that pays you back each month
  • 2% cash back on debit card purchases*
  • Cash back earned on up to $300 in purchases monthly
  • Up to $6 cash back each month*
  • Unlimited nationwide refunds on ATM withdrawal fees*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Debit card
  • Online and mobile banking
  • Free bill pay
  • Free eStatements 

Qualification Cycle Calendar

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Earning rewards is easy!

To qualify for your rewards, simply do the following activities and transactions with your GO Cash Back Checking account each monthly qualification cycle*:

  • Have at least 12 debit card purchases post and settle*
  • Be enrolled in and log into online or mobile banking
  • Be enrolled in and receive eStatements

If you miss a month, don't worry!

GO Cash Back Checking is still free, and you can still earn 2.00% cash back and enjoy ATM fee refunds the very next month that you qualify. 


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*Minimum to open is $10. If qualifications are met each monthly qualification cycle, you will receive 2% cash back on up to $300 in debit card purchases that post and settle to account during the monthly qualification cycle up to a total cash back amount of $6 per monthly qualification cycle. Qualifying transactions must post and settle to the GO Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. ATM transactions do not count towards qualifying debit card purchases. If qualifications are met, you will also receive a refund for all ATM withdrawal fees that post and settle to the account during the monthly qualification cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Enrollment in eStatements is required. If GO Cash Back Checking qualifications are not met, or if the account is closed, you will not receive cash back rewards or ATM reimbursements that have not yet been credited to the account. If eStatement enrollment is not completed within 90 days of account opening or is discontinued after enrollment, account will be converted to a Classic Guaranty Checking account. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Rates and rewards are variable and at our discretion may change after the account is opened without notice to you. Limit one GO Cash Back Checking account per primary owner.