| ACCOUNT TYPE |
INTEREST RATE
| ANNUAL
PERCENTAGE
YIELD
|
| 5 Year Certificate of Deposit* |
3.54% |
3.60% |
| 4 Year Certificate of Deposit* |
3.45% |
3.50% |
| 3 Year Certificate of Deposit* |
3.15% |
3.20% |
| 2 Year Certificate of Deposit* |
3.06% |
3.10% |
| 18 Month Certificate of Deposit* |
3.06% |
3.10% |
| 1 Year Certificate of Deposit* |
3.06% |
3.10% |
| 6 Month Certificate of Deposit* |
2.96% |
3.00% |
| 90 Day Certificate of Deposit* |
2.23% |
2.25% |
| IRA Certificates of Deposit - all terms available |
|
|
| Statement Savings Account** |
.50% |
.50% |
Minimum balance to open - $10.00 Minimum balance to obtain A.P.Y. - $100.00 |
| Young Savers Club Account** |
.50% |
.50% |
| Minimum balance to open - $1.00 |
| Passbook Savings Account** |
.25% |
.25% |
Minimum balance to open - $10.00 Minimum balance to obtain A.P.Y. - $100.00 |
| Christmas Club Account |
.50% |
.50% |
Minimum balance to open - Coupon Amount Minimum balance to obtain A.P.Y. - $20.00 |
| N.O.W. Checking** |
.15% |
.15% |
Minimum balance to open - $100.00 Minimum balance to obtain A.P.Y. - $500.00 |
| Premium Guaranty Checking** |
.15% |
.15% |
| Minimum balance to open - $100.00 |
| Golden Guaranty Checking** |
.15% |
.15% |
| Minimum balance to open - $10.00 |
| Premium Plus Guaranty Checking** |
|
|
| $2,500.00 & over |
.25% |
.25% |
| Daily balance up to $2,499.99 |
.15% |
.15% |
| Minimum balance to open - $100.00 |
| Health Savings Accounts / HSA Checking ** |
|
|
| Daily balance $10,000.00 & over |
2.96% |
3.00% |
| Daily balance $5,000.00 - $9,999.99 |
2.23% |
2.25% |
| Daily balance $1,000.00 - $4,999.99 |
.60% |
.60% |
| Daily balance up to $999.99 |
.60% |
.60% |
| Minimum balance to open - $100.00 |
| HI-FI Account (Money Market) ** |
|
|
| Daily balance $10,000.00 & over |
2.23% |
2.25% |
| Daily balance $6,000.00 - $9,999.99 |
1.00% |
1.00% |
| Daily balance $1,000.00 - $5,999.99 |
.60% |
.60% |
| Minimum balance to open and obtain A.P.Y. - $1,000.00 |
* Minimum balance to open and obtain Annual Percentage Yield - $1,000.00, unless otherwise stated ** The rates may change after the account is opened. ** Fees could reduce the earnings on the account. |
Unless otherwise stated above, there is no minimum balance needed to obtain APY. A substantial penalty may be imposed for early withdrawals on certificates of deposit. |
| Ask about our Jumbo Certificate of Deposit rates!! |