At Woodsville Guaranty Savings Bank, we recognize the importance of personal privacy to our customers. We want you to understand how we gather, use and safeguard information about you to provide you with our products and services. The following privacy principles have been adopted to maintain the security, integrity and confidentiality of your personal financial information.

Keeping your personal financial information secure has always been one of our most important responsibilities. We value your trust and handle your personal information with care. Our employees access personal information about you when needed to maintain your accounts or otherwise meet your needs. We may also access personal information about you when considering a request from you for additional services or when exercising our rights under the law or any agreement with you.

Information We Gather
We gather personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates or others;
  • When you access our web site, we use "cookies" in connection with managing the security of your password when you are using the site. Once you log off the web site, the cookie is no longer stored by us; and
  • Information from a consumer reporting agency.

How We Protect Your Information
We restrict access to personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your personal information.

Information We Share
We do not share any personal information about you with anyone outside the Bank except (a) if you give us permission or (b) the information is shared with nonaffiliated third parties to assist us in performing our banking functions or providing products and services to you or (c) the information is shared as otherwise permitted by law. We may share your personal information, such as name, address, telephone number and limited transactional data, under arrangements with nonaffiliated third parties that market products or services on our behalf or with other financial institutions in order to offer financial products or services to you that we believe you may find valuable.

Nonaffiliated third parties and financial institutions that are under contract with us are required to maintain your personal information in confidence and not use such information for other purposes. If you decide to close your account(s) or are no longer an active customer, we will continue to treat your personal information as described in this notice, as amended from time to time.

Health or Medical Information
We do not disclose health or medical information about you to our affiliates or to nonaffiliated third parties, except to process transactions or to provide services that you have requested or initiated, or as permitted or required by law.

Verified by Visaź
We also have a product-specific privacy policy for the Verified by Visa service.

Corrections or Concerns
If you believe any of your personal information maintained at the Bank is incorrect, or if you have a privacy-related concern, please call our Privacy Officer, Richard P. Gagne, at (603)747-2735.

Updates
From time to time, we may update or amend this notice and will notify you of those changes as required by law. You may view the most current version of this notice at any time by requesting a copy from any of our offices, or by visiting our website at www.theguarantybank.com.


Electronic Privacy Statement

Woodsville Guaranty Savings Bank recognizes the importance of protecting the privacy of any personal information collected in conjunction with our home banking product, Guaranty On Line Delivery (GOLD), or our Internet web site, www.theguarantybank.com. We only collect information, such as e-mail requests for various services or product information. If you e-mail us, we will retain the contents of your requests in order to handle any follow-up questions you may have. We will only use your personal information as appropriate in the normal course of our business to provide you with the products and services you have requested. We will not sell your personal information to any third parties for the purpose of their solicitation or their own independent use. We would also like to remind you that you should not e-mail us account numbers or account information since the e-mail you send us is not secure.

 

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